How to Get loan from Zenith Bank 2023 | Easy Ways

If you are a small business enterprise or a start-up business,  looking or asking for a loan from Zenith Bank. Zenith Bank has provided different loan options for businesses and customers who are in need of financial assistance.

These are frequent questions people ask, Does Zenith Bank offer Loans? What kind of loan does Zenith Bank give? How do I know if I am eligible for a loan from Zenith Bank? What is the maximum loan amount can I get from Zenith Bank?

Zenith Bank Loan

All these questions above will be provided answers to in this article. All you have to do is to choose from the list of Zenith Bank Loan and you will get a guide on how to apply and what is required to get a loan from Zenith Bank

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Types of Zenith Bank Loan

Zenith Bank has provided easy process to get funds for business owners with the following loan package:

Z- woman Business Package (SME loan)

This type of Zenith Bank Loan is for female entrepreneurs in the small and medium enterprise


  • Maximum of Ten million Naira
  • The interest rate of 9% per annum

MSME loan

This type of loan is to fund business with a maximum of two billion naira and an interest rate of 9% per annum

Term Loan

This loan  is meant for businesses who need financial assistance for different reasons

Creative Industry Financing Initiative (CIFI)

This is a collaboration of the Central Bank of Nigeria in collaboration with the Federal government of Nigeria to finance the creative industry


  • An interest rate if 9% per annum

How to Qualify for a Zenith Bank Loan

You are reauired to have the following:

  • A profitable business with a consistent monthly flow of income
  • A good credit history

Other may include:

  • A registered business or company with CAC
  • A business or corporate bank account
  • Been in business for a period of 1-3 years
  • A good credit Bureau report
  • An active customer of Zenith BanK

How to apply for a Zenith Bank Loan

  • You can choose from any of the above loan
  • You can apply using your phone, email or visiting the nearest Zenith Bank branch

Documents Required for Zenith Bank Loan

The following documents may be required of you when applying for a loan from Zenith Bank. They are:

  • Completed application form
  • Company profile
  • Business plan
  • Cash flow budget
  • Bank statements (12 months)
  • Audited financial accounts
  • Certificate of Incorporation
  • Valid means of identification (driving license, passport, voters card)
  • Proof of address
  • Details of collateral offered (if any)

Do you have any questions on the Zenith Bank loan? If you do, you can leave us a comment. Sharing is caring.

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