Have you been denied a loan by any bank? Get familiar with the fact that Access Bank has different loan options that have been made available just for you. So if you want a loan from Access Bank you are in the right place to get informed.
Some persons have asked What is Access Bank loan interest rate? What documents do I need for an Access Bank loan? If I apply for a loan from the Bank, how do I know if I am eligible?
In this article on getting a loan from Access Bank, I will reveal to you quick and easy steps on getting an Access Loan, the requirements and features of each Access Bank loan.
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Table of Contents
Types of Access Bank Loan
Several loan options has been made available at Access Bank with easy and fast application. They are:
- Personal loan
- PayDay loan
- Salary Advance
- Access Agent loan
- Small ticket personal loan
- Device Finance loan
Access Agent Loan
This is a digital loan that gives agents on Access CLOSA access to one million naria only (1, 000, 000)
Features:
- Access up to one million naria only (1, 000, 000)
- No documents is required to get this loan
- No collateral
- 24 hours tenor
Loan can be gotten via
QuickBuks
How to Apply
- Get the QuickBucks app downloaded on your device via google play store or iOS App store
- Or you can visit the QuickBucks website to apply
PayDay Loan
This type of access bank loan is mainly for emergencies that may occur before PayDay. The loan is for both salary earners and customers of other banks
Features:
- No documents are required
- No collateral
- 31 days tenor
Eligibility:
You must meet the bank’s Risk Acceptance Criteria (RAC)
How to apply
- Use the USSD code (*901*11*1#)
- Via internet banking
Salary Advance
This type of loan is for salary earners who have an account with Access Bank
Eligibility:
- You must earn a minimum of Fifty Thousand Naira (50, 000)
- Loan amount is up to 200% of your monthly salary
- Tenor of 6 months
- Interest rate of 2.9%
- Management fee of 1%
How to Apply
- Use the USSD Code (*901*11*1#)
- Or download the QuickBuks App
Small Ticket Personal Loan
This loan is meant for salary earners with an Access Bank account
Eligibility:
- You must earn a mininmum of Hundred thousand naira (100, 000)
Features:
- Loan amount of up to 400% of your monthly salary
- One year tenor
- Interest rate of 2.7%
Get first hand information on how to get Access Bank loan and engage us with your questions in the comment box
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