How To Get loan from GT Bank 2023/2024 | Easy Steps

Discover the quick and easy steps on getting a GT Bank loan here. You must have heard that GT Bank is one of the best banks in Nigeria in terms of their loan services.

Now, I am not going to tell you how GT Bank operates but I will give you all the necessary details on how to apply for and get a loan from Guaranty Trust Bank.

Loan from GT Bank

It is so unfortunate that a lot of business owners, entrepreneurs apply for GT Bank loan but do not get it. You know why? It is because these business owners do not know the right way to apply and get a GT Bank loan. They do not know which GT Bank loan option they are eligible for and the features and requirements for a loan from Guaranty Trust Bank.

Types of GT bank loan

GT bank has different loan types you can get fast and easy access to. Check the following types of Guaranty Trust bank loan and apply for the one you are eligible for. They are:

  • Salary Advance
  • GT mortgage loan
  • School fees Advance
  • Quick credit
  • Max Advance
  • Max plus
  • Computer Advance
  • Travel Advance

Salary Advance

This GT bank loan allows you to get up to 50% of your monthly salary. It is made available for staffs with Guaranty Trust bank account


  • One month tenor
  • No collateral
  • Access up to 50% monthly income
  • Loan amount is a minimum of 25, 000 for the public sector and 50, 000 for private

How to Apply

  • You can apply via
    Internet banking
  • USSD Code (*737*8*2#)
  • Visit the nearest GT bank or ATM

School Fees Advance loan

School fees Advance loan has been made available for the payment of fees for schools that are within Nigeria only. It is meant for those with a GT bank account


  • Low amount of up to Five million naira (5, 000, 000)
  • 4 months tenor
  • Higher interest rate
  • Minimum of Fifty million naira (50, 000) and maximum of one million naira (1, 000, 000)

How to Apply

  • Fill in and submit the application form and employer’s undertaking form
  • You will be required to provide school fees bill and credit insurance

GT Mortgage loan

GT mortgage loan is for customers of GT bank who wants to own a house


  • Tenor of 1-20 years
  • Minimum of five million (5, 000, 000) and maximum of between (50-150 million naira)

How to Apply

  • Fill in and submit the application form
  • Title documents of property
  • Offer letter to sell your property
  • Valuation report from any bank

Quick Credit

Quick Credit is for both salary earners and people who are self employed


  • Tenor of 6 to 12 months
  • Interest rate of 1.33%
  • Loan amount of Five hundred thousand to five million (500, 000 to 5, 000, 000)

How to Apply

    • You can apply via
      Internet banking
    • USSD Code (*737*8*2#)
    • Visit the nearest GT bank or ATM

For more information on GT Bank loan, please do not hesitate to leave us a comment with your questions. Don’t forget to share this information with your friends who might need it.


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